Speak to an Agent

+60 11-1133 5942

support@creditoptimum.com

+60 11-1133 5942

Walk in by appointment only.

14B, 1st Floor, Jalan SG 1/8, Taman Industri Bolton, 68100 Batu Caves, Selangor.

Licensed Malaysian Moneylender

Money Lending. Done Honestly.

Apply Now
  • Early Settlement Options
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing
  • Clear Repayment Schedule in Writing

Are You?

  • Not bankrupt
  • Need a short tenure: 2-18 months
  • Below 55 years old
  • Have an active income source

We're here to help.

Apply Now
Speak to an Agent

Loan Services

Personal Loan

When you are in need of financing for

  • Emergencies
  • Life events
  • Debt consolidation

Personal Criteria

Required documents:

  • 3 months bank statement
  • Pay slip
  • Personal IC
  • KWSP statement
  • Utilities bill with current address (TNB or Water Bill)

Business Loan

When your business requires

  • Cash flow
  • New equipment
  • Expansion

Personal Criteria

Required documents:

  • 6 months company statement
  • Business SSM (Form 14)
  • Director IC
  • Utilities bill with current address (TNB or Water Bill)

Medical Loan

For medical emergencies requiring

  • Hospital deposit
  • Emergency procedures
  • Pay and claim from insurance

Required documents:

  • 3 months bank statement
  • Pay slip
  • Personal IC
  • KWSP statement
  • Utilities bill with current address (TNB or Water Bill)

Personal Criteria

Why Borrowers Choose Optimum Touch

Fully Licensed under KPKT

Agreement Signing at Our Registered Office

LHDN-Stamped Legal Documents

Immediate Disbursement After Signing

Direct Payments to Company Only

Clear Repayment Schedule in Writing

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How the Process Works

  • Getting in Touch | Our team will contact you to better understand how we can help.
  • Getting in Touch | Our team will contact you to better understand how we can help.
  • Getting in Touch | Our team will contact you to better understand how we can help.
  • Getting in Touch | Our team will contact you to better understand how we can help.
Contact our agent

What Our Customers Say

Verified Customer 01
Documented Terms Review

Before signing, the officer explained the monthly installment, total repayment amount, and late-payment charges in writing. I received a stamped agreement copy and the disbursed amount matched exactly.

Verified Customer 02
Face-to-Face Consultation

Application was handled face-to-face at the Batu Caves office. Documents were checked one by one, terms were explained in plain language, and disbursement was made after final approval.

Verified Customer 03
Early Settlement Feedback

I requested an early settlement quotation after several months. The recalculation was shown clearly and the payable balance was confirmed with a proper settlement statement.

Years in Business
0 +
Customers Served
8890 +
Completed Loan Cases
3450 +
Total Loan Disbursement
RM 0 M+

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Simple / Transparent / Secure

Get Personal Financing With Clear Terms

Apply Now

Optimum Touch Sdn. Bhd. merupakan rakan kewangan anda. Telus, Mudah dan Dipercayai.

+60 11-1133 5942

support@creditoptimum.com

14B, Aras 1, Jalan SG 1/8, Taman Industri Bolton, 68100 Batu Caves, Selangor.

Pautan

Perkhidmatan Kami

Hubungi Kami

  • Nama Syarikat: Optimum Touch Sdn. Bhd. 202401006716 (1552566-K)
  • Alamat: 14B, Aras 1, Jalan SG 1/8, Taman Industri Bolton, 68100 Batu Caves, Selangor.
  • No. Telefon: +60 11-1133 5942
  • No. Lesen: WL5804/10/01-10/061126
  • Tempoh Sah Lesen: 7/11/2024 - 6/11/2026
  • No. Permit Iklan: WP000/01
  • Tempoh Sah Permit Iklan: 7/11/2024 - 6/11/2026
  • Kadar Faedah Pinjaman Tidak Melebihi 18% Setahun (Tidak Bercagar) dan 12% Setahun (Bercagar)

APA-APA PERNYATAAN YANG BERCANGGAH DENGAN AKTA 400, MENGELIRUKAN, REPRESENTASI ATAU PERIHAL PALSU MENGENAI IKLAN INI BOLEH KEMUKAKAN ADUAN DENGAN MENGGUNAKAN SISTEM ADUAN BERSEPADU KPKT MELALUI https://aduan.kpkt.gov.my

© Hak Cipta Optimum Touch Sdn. Bhd. 2026, Hak Terpelihara.